Since September 22, businesses in the Kyiv region and the city of Kyiv can join Ukraine’s state program that partly compensates property damaged or destroyed by Russian strikes. The same decree, Cabinet Resolution No. 1157, adds farm machinery and heavy trucks to the list of covered property for the first time. The cap is 30 million hryvnias, about $669,000, per business. Joining costs 0.5% of the declared value. The program pays only businesses that signed up before the strike.
What Decree 1157 Changes
Cabinet Resolution No. 1157 was adopted September 17 and published in the government newspaper Uryadovy Kuryer, issue 198, on September 22. It amends the compensation procedure set by Resolution No. 1541 of November 28, 2025. The program is run by Ukraine’s Export Credit Agency, a state-owned company.
Until now the program covered ten “high-risk” regions, all in the east, south and north: Dnipropetrovsk, Donetsk, Zaporizhzhia, Mykolaiv, Odesa, Poltava, Sumy, Kharkiv, Kherson and Chernihiv. The list now has eleven regions plus the capital. Occupied territory remains excluded.
The geographic expansion took effect on the day of publication. Only three items wait 30 days, until October 22: new grounds to refuse businesses convicted of bid rigging or corruption within the past three years, and the rules for checking those grounds against state registries.
What Property Qualifies
The property must be owned outright by a private business, either a sole proprietor or a company. State and municipal enterprises cannot apply. After the amendment the list covers:
- production equipment
- buildings and structures used for production, offices or storage
- utility systems: power, gas, heat, water, ventilation and sewer
- fuel, fuel tanks and fuel tankers held by licensed excise warehouse operators
- farm machinery: tractors, self-propelled chassis and other registered agricultural machines
- trucks and trailers with a gross weight rating above 7,500 kg (16,535 lb)
Machinery, trucks and fuel can be signed up wherever they are registered, but they are paid out only if the damage happens inside a high-risk region. A tractor registered in western Ukraine is covered while it works a field near Kyiv and uncovered back home.
Covered events are hits by missiles, drones of any type, aerial bombs, artillery, air defense munitions or their debris, along with the fire, blast and shock wave they cause.
The Catch: Sign Up Before the Strike
Clause 7 of the procedure pays only for damage from January 1, 2026 onward, and only to a business that was already in the program on the day of the damage. The agency’s own program page puts it plainly: the program covers future events and does not cover losses that already happened. A Kyiv region greenhouse destroyed in August gets nothing from it.
Coverage starts on the day the agency receives the application, not the day it approves it (Clause 14). This works much like a binder in US insurance, with one difference: the state can still refuse the application afterward.
What It Costs and What Can Go Wrong
The fee is 0.5% of the declared value of all property signed up, capped at 0.5% of the 30 million hryvnia limit, or 150,000 hryvnias (about $3,350). An indoor farm that rents its space but owns $17,850 worth of racks, grow lights and climate gear pays about $89. It cannot enroll the rented building.
Clause 9 keeps the fee if there is no strike, if the claim is denied, or if the budget runs dry. Clause 32 says payouts come only from money actually received from the state budget. It is a budget program with no insurance reserve behind it.
New enrollments stop once 90% of the year’s appropriation is used. The agency’s program page does not show how much has been spent so far, so there is no way to see the cutoff coming.
Real estate is now checked against the state property rights registry. A greenhouse or warehouse without registered title is likely to fail that check.
How It Compares With US Farm Programs
The closest US parallel is crop and disaster coverage that must be bought before a sales closing date, with no retroactive sign-up after the loss. The difference is in the money behind it: federal crop insurance is mandatory spending, so indemnities do not hinge on a yearly appropriation, while Ukraine’s payouts depend on the current year’s budget line. Businesses in the Kyiv region that want in apply through the Export Credit Agency’s program page. A companion program under the same procedure reimburses part of war-risk insurance premiums for a flat 5,000 hryvnia fee (about $112), up to 3 million hryvnias (about $66,900) a year.
Dollar figures use the National Bank of Ukraine rate of 44.8153 hryvnias per dollar on September 29, 2026.
